The Real Cost of Treatment — Spend-Down Visualizer
Slide across up to $50,000 of care and watch who pays each dollar: you until your deductible and coinsurance are met, then insurance covers the rest once you hit your out-of-pocket max. Your share is capped — theirs isn’t.
Arise Recovery Centers
Enter your benefits
Your deductible and your out-of-pocket maximum are the two lines everything turns on.
Who pays each dollar — you vs. your insurance
Drag the slider to the total cost of care you’d receive this year (up to $50,000). The top bar is your share, tier by tier; the bar below is what insurance picks up. Your share stops growing once you hit your out-of-pocket max — insurance covers 100% from there.
Illustrative only — not Arise pricing or a coverage guarantee. 2026 federal out-of-pocket maximum: $10,600 individual / $21,200 family. Assumes in-network, covered services and that spending counts toward both the deductible and the out-of-pocket maximum; accumulators reset each plan year and out-of-network costs may accrue separately. Your plan, network status, and medical-necessity determination decide the real number. Verify benefits directly.
Want your real number, not an estimate?
We’ll check your benefits — deductible met, out-of-pocket spent, what’s left — and tell you exactly what treatment will cost you. Free, fast, no obligation.
Verify my insurance →
or call 1-888-734-2289 (1-888-REHAB-TX)
Arise Recovery Centers — outpatient drug & alcohol treatment across Dallas–Fort Worth, Houston, and Austin. Educational tool only; not medical, legal, or financial advice. SAMHSA National Helpline: 1-800-662-HELP (4357), 24/7. In an emergency, call or text 988.